The purchase of a home is a big deal, and the process is exciting but can seem overbearing and complex at times, but it doesn't have to be. That's where I come in. It's my job to get you the very best value for your money and to protect you from unwanted surprises during and after the transaction.
Whether this is your first home purchase or tenth, every deal is different but one thing won't change: my commitment to you. So let's get started getting you in your next home now!
Steps To Purchasing Your New Home
Understand Your Financial Position
The first step involves some preparation on your part. The most important task you can do to prepare yourself is to be very clear on the financial undertaking. It is my recommendation that you seek the guidance of a qualified lender so that they may spell out the financial process. This will include:
- Qualifying you for a purchase of a certain amount
- Making you aware of money that needs to be spent upfront
- Spelling out what will be your approximate monthly payment
- Informing you on the documentation they will need to approve you
- Writing up a pre-approval letter that will be included with any offer you submit.
Start Your Home Search
Now the fun begins! Looking at houses is exciting and is different for every client. I have had buyers that have bought the first house they've looked at, and others that have gone through as many as 40 houses. Regardless, I enjoy the opportunity to walk through houses with buyers and to discover what is important to them. My hours are flexible, and looking at houses can happen on any day of the week and at any hour of the day.
Make an Offer
Once you find the house that you would like to buy we will sit down and draft up a purchase agreement showing the amount and terms that we propose to the seller. The seller can either accept that offer as written or draft a counteroffer with the changes they would like to see. Everything is negotiable, and it is my job to negotiate out the price and details to where you are at peace with the purchase.
Get Your New Home Inspected
One the offer is accepted and we have a contract it will be your option to have a home inspection performed by an inspector of your choice (suggested inspectors are available on my resources page). This is an upfront cost that will have to be paid at the time the inspection takes place. If there are issues that arise as a result of the inspection, we will discuss it and approach the seller with solutions.
Throughout this time, your lender will be processing your loan. We will work toward a closing so that you can take possession of your new home as quickly as possible!
Help Me Find My Dream Home
I want to help make your dream a reality! You can use the form below to help me understand what you're looking for and I'll contact you with options, or if I need more information.